by Nick Gromicko and Kenton Shepard
What is a Bump Key?
Most people think a locked door affords them security, but to anyone who knows
how to use a bump key, a door lock is just a minor inconvenience.
Bump keys are keys cut to
a special design that will allow them to be used for picking pin-tumbler locks. Pin-tumbler locks are the world's most
popular lock, and these include exterior door entry locks for homes. The process of gaining entry using a bump key is
called “bumping,” and it can be very effective.

All the cuts on a bump key are made to the maximum depth, so any key blank can be made into a bump key. Bump keys
are manufacturer-specific, so a full set of bump keys would include one for each of the major lockset manufacturers.
How Do They Work?
Keys operate by aligning tiny spring-loaded pins inside the lock. Once the pins are
correctly aligned, the cylinder will turn and the lock can be operated.
To use a bump
key, the "pull-back" method is common. With this method, the key is inserted all the way in, and then pulled
back out one notch. While keeping rotational pressure on the key, it is then bumped into the keyway with the
heel of the hand or with a device of some sort.
The "bumper" needs to bump
the key hard enough to jar the pins, but not so much that the lock or key is damaged. Bumping the key causes the pins to jump
slightly. Even this slight amount of motion is enough to allow the bump key to turn the cylinder, unlocking the lock.

The image above-left shows the condition just before the key is bumped. The image above-right is just after the key
has been bumped. The driver pins (in blue) have bounced above the shear line, while the key pins (in red) are still below
the shear line. As long as the shear line is unblocked, the cylinder can turn and the lock will open.
Another
method for using a bump key, called "minimal movement," is slightly more sophisticated than the pull-back method.
Bump-key performance can be improved by filing away an additional 0.25 to 0.5 mm from the key tip and shoulder, allowing the
key to be inserted slightly farther into the lock.
How Effective Are Bump Keys?
The success of the bumper
depends on practice. Very little skill is required, and the learning curve is short. Success will also vary with the
type of lock and quality of the key. Keys made from soft metal won’t last long. Bumping tends to work better on more
expensive locks, since the hard, high-quality parts work more smoothly.
Bump keys
sometimes deform when they’re hit, causing them to jam in the keyway. They can be difficult to remove.
How Can I Tell if a Lock Has Been Bumped?
You can sometimes spot a lock that has been opened with a bump
key if you see a small indentation just above the keyway. Some older, softer locks will have dents even though they
have not been bumped.
It’s
also possible to make bump keys that are protected from leaving indentations. You may be able to tell that a lock
has been bumped, but don’t count on it.

Can I Buy a Bump Key?
Owning or possessing a bump key is not currently illegal, and bump key sets are available online. To
acquire a bump key, all that’s needed is the identification of the manufacturer of the lock.
What
Locks Are Safe?
At least two companies (Schlage and Baldwin) make locksets designed to defeat bump keys, but many locks
that use a key and the pin-tumbler system are vulnerable to bumping. No standards exist which demonstrate resistance to bumping.
Electronic locks that have a key override are also vulnerable.
Will Insurance Cover
Theft?
If a home is burglarized using a bump key, the theft may or may not be covered by insurance, depending on
how the policy is written. If proof of forced entry is required, the theft may not be covered. Be sure to consult your
insurance agent with questions about this.
In summary, home inspectors should warn their clients about making
sure their door locks are sufficiently secure to prevent unauthorized entry by someone using a bump key. Taking
extra safety precautions, such as installing an alarm system, can provide homeowners with enhanced protection of their property.
All content copyright © 2006-2010 the International
Association of Certified Home Inspectors, Inc.